Marcus Bell · L-1102
nsf collection awaiting borrower Bytown Mortgage Fund · principal $134,500.00 at 8.0% · at issue $1,165.00
12dsince last contact
3events on file
Apr 2027maturity
Borrower replies
I paid this last Tuesday, check your records. The money left my account on the 12th.
Evidence the model cited: “I paid this last Tuesday, check your records.”
A reading is evidence. Promoting is the only path to a fact, and it is idempotent.
Event log — append-only; the case state above is a fold over this
-
opened
2026-08-07 23:35 · system
key: 14-opened-0
-
borrower_replied
2026-08-08 23:35 · borrower
{"reply_id":11}key: 14-reply-11
-
outreach_sent
2026-08-09 23:35 · servicer:kbrandt
{"template":"nsf_first_notice"}key: 14-outreach_sent-1