Priya Raman · L-1103
nsf collection awaiting borrower Bytown Mortgage Fund · principal $172,000.00 at 8.75% · at issue $1,380.00
4dsince last contact
3events on file
May 2027maturity
Borrower replies
I was laid off three weeks ago and I honestly don't have it right now. Is there anything you can do?
Evidence the model cited: “I was laid off three weeks ago and I honestly don't have it right now.”
A reading is evidence. Promoting is the only path to a fact, and it is idempotent.
Event log — append-only; the case state above is a fold over this
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opened
2026-08-15 23:35 · system
key: 15-opened-0
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borrower_replied
2026-08-16 23:35 · borrower
{"reply_id":12}key: 15-reply-12
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outreach_sent
2026-08-17 23:35 · servicer:kbrandt
{"template":"nsf_first_notice"}key: 15-outreach_sent-1