Rae Lindqvist · L-1106
nsf collection awaiting borrower Bytown Mortgage Fund · principal $284,500.00 at 11.0% · at issue $2,025.00
9dsince last contact
3events on file
Sep 2027maturity
Borrower replies
What is this about? > On Aug 4 you wrote: I will pay the 1,450 on Friday.
Evidence the model cited: “What is this about?”
A reading is evidence. Promoting is the only path to a fact, and it is idempotent.
Event log — append-only; the case state above is a fold over this
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opened
2026-08-10 23:35 · system
key: 18-opened-0
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borrower_replied
2026-08-11 23:35 · borrower
{"reply_id":14}key: 18-reply-14
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outreach_sent
2026-08-12 23:35 · servicer:kbrandt
{"template":"nsf_first_notice"}key: 18-outreach_sent-1